Frequently asked questions
Got questions? We’re ready to help you find the answer.
Just about any business that accepts credit cards can benefit from MerchantWorld. From delis and restaurants to retail establishments and professionals like doctors, lawyers, dentists and accountants, MerchantWorld helps merchants save more so they can do more.
It's easy! GET STARTED and fill out a simple form. It only takes a couple of minutes! Business and Personal information is confidential and secure. Welcome to the MerchantWorld family of smart merchants who are saving money every single day!
We have a 100% satisfaction guarantee. If for any reason you want to stop using Cash Discount Program, we will change you back to traditional interchange pricing immediately. We've got you covered!
Our merchants love this program and there has been virtually no negative impact from their customers. Customers understand the high costs of processing payments and opt in or use cash.
Thousands of merchants are already using MerchantWorld, and more are signing on every day. Gas stations have been using this program in the US for over 15 years. In addition, many national, state and local governments like the DMV, IRS, Post Offices, Schools and Courts use the cash discount program and new federal regulations now allow merchants to reclaim their fair share of processing fees.
Nope!. We've made it really easy to order, set up and manage. If you have any questions, just give us a call and one of our super-smart (and very friendly) tech people we mentioned earlier will help you with any questions or concerns.
As stated in the Durbin Amendment §124.STAT.2073, 9b2, businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.
MerchantWorld provides you with a technology that allows you to offer discounts to its customers who choose to pay using cash or check, which is allowed in all states. This is not a credit or debit card surcharge program which is not allowed in several states.